IndusInd Bank registered a negative return on assets, which fell to -0.33%, down 78 basis points on a sequential basis. Even the return on equity turned up negative, falling 639 basis points from the previous quarter.
Advances as of Sept. 30, 2025, were ₹3,25,881 crores as against ₹3,57,159 crores previous year
Advances fell 2% on the quarter to Rs 3.25 lakh crore, while total deposits also saw a 2% decline over the same period to Rs 3.89 lakh crore as on Sept. 30.
The company’s net interest margin fell 14 basis points to 3.34% for the September quarter compared to the previous three months.
CASA ratio, on a sequential basis, remained flat at 31%.
The bank’s financial results included the financial results of its wholly owned subsidiary, Bharat Financial Inclusion Ltd. which is involved in originating small ticket loans for the bank.
During the quarter, Bharat Financial continued review and investigation of matters relating to operational losses, unapproved practices and inappropriate invoices of certain service provider, the bank said. These practices could be indicative of governance lapses and management override of controls, IndusInd Bank added. It also said that the Bank does not expect any material financial loss expected after the review is completed.
