Systematic Investment Plans (SIPs) have seen consistent growth, with gross monthly flows reaching an all-time high of Rs 28,464 crore. In FY25, total SIP inflows stood at Rs 2.89 lakh crore, and in the first four months of FY26 alone, Rs 1.09 lakh crore has already been invested.
SIP assets under management reached Rs 15.19 lakh crore at the end of July, up from Rs 13.09 lakh crore a year earlier.
Despite a subdued market in recent months, gross SIP flows have continued to rise. Tax incentives introduced in the 2025 budget have added nearly Rs 9,000 crore in disposable income for salaried employees, who have preferred to invest in equity markets contributing to the steady increase in monthly SIP contributions.
